º»¹®/³»¿ë
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Insurance Company¡¯s Financial Status Analysis
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Overview
¥°. Introduction of insurance industry
¥±. Top pick - Samsung Fire & Marine
¥². Applying IFRS
¥³. Conclusion
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¥°. Introduction of insurance industry
What is Insurance
Our team is going to cover property insurance since property insurance¡¯s top pick is much prominent than life insurance.
Property Insurance
Life Insurance
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¥°. Introduction of insurance industry
Property Insurance
- Long-term insurance(3~15)
Permanent Insurance
Savings Insurance!!!
- Car insurance
: Now in declining trend due to Global Crisis
- General insurance Fire
Marine
Special
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¥°. Introduction of insurance industry
Revenue structure of property insurance
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¥°. Introduction of insurance industry
Top 5 Market Share
Samsung
Hyundai
Dongbu
LIG
Merits
FY
2xxx
3Q
27.5
15.7
15.5
12.6
6.2
2Q
27.7
15.6
15.4
12.6
6.4
1Q
28.0
1¡¦(»ý·«)
ity
Net Income
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¥±. Top pick - Samsung Fire & Marine
D/E Ratio
Samsung
Dongbu
Hyundai
LIG
Meritz
2007
368%
800%
775%
820%
1340%
2008
357%
796%
724%
746%
900%
2009
390%
885%
768%
882%
1137%
2xxx
393%
805%
857%
726%
787%
2xxx
369%
797%
951%
909%
1032%
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¥±. Top pick - Samsung Fire & Marine
ROE
Samsung
Dongbu
Hyundai
LIG
Meritz
2008
14.4%
22.4%
14.8%
15.9%
-18%
2009
10.9%
18.9%
17.3%
17.3%
23.7%
2xxx
11.0%
19.2%
13.8%
8.9%
17.1%
2xxx
11.0%
18.8%
24.1%
15.4%
20.1%
Meritz
2008 Refund Guarantee Loss!
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¥±. Top pick - Samsung Fire & Marine
Refund Guarantee
Meritz
Refund Guarantee is Guarantee for Ships.
Bankrupt
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¥±. Top pick - Samsung Fire & Marine
ROA
Samsung
Dongbu
Hyundai
LIG
Meritz
2008
3.1%
3.1%
1.7%
1.9%
-2.1%
2009
2.4%
2.7%
2.2%
2.0%
2.8%
2xxx
2.5%
2.8%
1.7%
1.1%
2.0%
2xxx
2.3%
2.6%
2.6%
1.5%
2.1%
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¥±. Top pick - Samsun